The 5 Biggest Gaps I See in Health Insurance and How People Get Caught Off Guard
Most people don’t have bad insurance — they just don’t realize where the gaps are. From dental work to hospital copays and prescription surprises, here are the five biggest coverage gaps I see and where people get caught off guard.
After helping people with Medicare, ACA, hospital indemnity, dental/vision, and other coverage for years, I’ve learned this: most people don’t have bad insurance — they just don’t always understand where their exposure is or what can be done to reduce it. Whether someone has Medicare Advantage, a supplement, an ACA plan, employer coverage, VA, TRICARE, or a combination, there are almost always areas where rising deductibles, copays, and other out-of-pocket costs can catch them off guard.